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Plumbing, HVAC, and Electrical Financing with Bonney

Our specialists are committed to supporting our customers, which is why we offer a wide range of financing solutions to help with any unexpected costs that may fit outside of your current budget. 

Residential Plumbing, HVAC, and Electrical Financing

Issues in your home can happen suddenly, and they often strike at what seems to be the worst possible times. HVAC system repairs, plumbing problems, electrical services, water heater replacements, and other major repairs can be costly. These unexpected costs may interrupt your financial plans and burden your budget. This is where Bonney residential financing comes in. 

Instead of waiting to schedule the service you need, our experts can help you manage these costs. Bonney financing options let you pay for your service or unit over time rather than requiring you to make all of these payments upfront. Bonney residential financing is designed to help you get the care your home needs without breaking the bank.

PACE Financing

You can help lower your home’s monthly bills by taking advantage of efficiency innovations. If you are ready to invest in making your home more environmentally-friendly, Bonney can help with PACE (Property Assessed Clean Energy) program financing. This lets you pay off the cost of your project over time and incorporates these payments into your property tax bills. Because PACE initiatives save you money on your monthly energy costs, you can use the savings you incur to help offset the financial impact of these home improvements.

Bonney Finance Providers

By partnering with a few leading finance providers, Bonney can better help our customers get approved for the financing they need. We carefully selected these providers based on their quality of service and commitment to helping our customers with the level of care we know they deserve.

  • FortiFi PACE Financing 
    We partner with FortiFi financing for home improvement efforts that fall under the PACE program.
  • Service Finance Company, LLC.
    In partnership with Service Finance Company, Bonney can help our customers get the care they need for their homes.

We will guide you through the Bonney financing application process and support you each step of the way. We help you get financing through the provider who most closely matches your needs and provides the lowest rate available to you.

Credit Card and Personal Loan Financing

When it comes to a major replacement or service—such as a new HVAC system, a water heater replacement, or an electrical installation—many of our customers first turn to their own credit card companies or banks. You may be eligible for a credit card financing option or a personal loan. Here at Bonney, we understand that these financing outlets may feel more familiar and comfortable for our customers. 

To widen the financing options available, we have worked throughout the years to extend the credit card brands we accept. Our Bonney professionals will also provide any service information you may need for a personal loan application or credit card financing request. Speak with your preferred bank or credit card provider to see if this is an option for you. We will work on your side to help make sure you have all of the request information and service documents you may need from our experts to get approved.

Affordability Beyond Financing

In addition to our extensive financing services, Bonney offers multifaceted financial support to accommodate our customers in times of need.

  • Deferred Payment – Life can throw some unexpected challenges your way. If your monthly budget has been forced off course, Bonney can help with a deferred payment. This can give you a little extra time to get your finances back on track.
  • Deferred Interest – Our introductory specials may include the option of deferred interest. This gives our customers the chance to pay some of their charges down before they begin to incur interest. Talk with your Bonney expert to see if this is an option for you. 
  • Low long-term payments – If you find yourself living paycheck to paycheck, factoring another large payment into your monthly mix may not be an option. Bonney helps our customers by offering low monthly payments extended over a longer period of time.
  • Service coupons – Our experts also provide service coupons on top of our low prices to help customers get a great deal on their HVAC, plumbing, electrical, sewer and drain care. 

Bonney Financing Offers for Plumbing and HVAC in Sacramento

If you are not sure whether or not you will qualify for financing, call the experts at Bonney and we will work with you to arrive at a solution. We are here to help residents in Sacramento and surrounding cities, including Folsom, Roseville, Citrus Heights, Fair Oaks, Natomas, Lincoln, Orangevale, Rancho Cordova, Fairfield, Cameron Park, Elk Grove, Newcastle, Davis, Woodland, Carmichael, and beyond. Contact our HVAC, plumbing, and electrical professionals today to get started or call us at 800-444-0551!

Commercial Financing Available

We have financing available for commercial plumbing, air conditioning and electrical work. Please fill out our online business credit application »


Bonney is a Ygrene Certified Contractor